Health Insurance Requirement for Students
Duke University requires all students studying away on Duke Immerse programs to be covered by adequate sickness and accident insurance from a U.S.-based insurance carrier for the duration of their programs. If students are planning to use their existing domestic insurance carrier while on their Duke Immerse program, they should check with the carrier to ensure that their coverage will extend to their program location/s. As noted in the Duke Immerse Participation Agreement, students will be financially responsible for all medical expenses incurred during their program.
Students should be sure to review and understand their insurance coverage prior to departure. In most instances, medical expenses incurred on their program will need to be paid upfront and then submitted to the insurance carrier for reimbursement.
Duke students studying away can elect to purchase the Duke Student Medical Insurance Plan (SMIP) administered by BlueCross BlueShield of North Carolina.
Additional Consideration for Duke Immerse Students
Due to laws and regulations in certain countries, some programs abroad will require students to enroll in country-specific supplemental insurance plans. Please note, however, that enrollment in such plans does not exempt students from the requirement of having separate U.S.-based medical insurance coverage while on their programs.
